Now 100% Free for Early Users

The Safety of Bonds.
The Simplicity of Modern Tech.

Turn your idle cash into a steady stream of income. We automate the math, the schedule, and the reminders. You just click "Buy."

Generate My Bond Ladder

No credit card required. No complex spreadsheets.

Bond Ladder Pro Dashboard

Professional strategy. Minimal effort.

We bridge the gap between complex bond data and your brokerage account.

01.

Set Your Goal

Tell us how much capital you have and your time horizon. We scan the entire Treasury yield curve to find the best-paying rungs for your specific timeline.

02.

See Your Strategy

Build your strategy in second. Get a clean list of CUSIPs and auction dates. No more hunting through TreasuryDirect's 90s-style interface.

03.

Auto-Pilot Mode

Get an email the moment a bond matures with the exact CUSIP to buy next. Copy, paste, done.

See the Power of Professional Automation

Stop managing spreadsheets. Our visual engine handles the math so you can focus on the income.

Core Feature

Visual Bond Ladder Timeline

Our dynamic timeline maps out every maturity and reinvestment point for up to 2 years. See exactly when your principal returns and how your income stream builds over time.

  • ✓ Real-time YTM calculations
  • ✓ Auto-reinvestment Modeling
Bond Ladder Timeline
Ladder Summary
Strategy Insights

Plain-English Summaries

No more deciphering bond jargon. We provide a clear summary of your 1-year classic ladder, including specific payout counts and flexible exit strategies.

"You can exit at any maturity—every payout offers the choice to reinvest or take the cash."
Purchase Steps Table
Actionable Data

The "Zero-Guesswork" Purchase List

We generate the exact **CUSIPs and Auction Dates** required to build your ladder. No more hunting through TreasuryDirect's legacy interface.

"The Investment Steps table saved me 2 hours of manual research on my very first ladder."

— Beta User @r/Bogleheads

Stop Wrestling with Spreadsheets

✕

The Old Way

Confusing TreasuryDirect interface. Forgotten maturity dates. Cash sitting idle in low-interest accounts.

✓

The Bond Ladder Pro Way

Clear visualization. Automated reminders. One-second optimization. 100% of the yield belongs to you.

Status: Active On Track

Built-In Strategies for Every Goal

The Classic Ladder

Designed to provide steady income with regular opportunities to access your money as bonds mature for predictable cash flow and tax-efficient yields.

Long-term investors Retirement planning Predictable income

The Multi-Track Ladder

Multiple bond types, each rolling independently. Lock in rates at different points in time AND at different durations for maximum diversification.

Rate diversification Multiple durations Automatic rolling

Goal Based Strategy

A targeted ladder that matures all at once, so your money is ready exactly when you need it.

Home buyers Large planned purchases Fixed timelines
Coming Soon

Sneak Peek: The Future is Conversational

We are building the world's first AI Bond Strategist. Soon, you won't just build a ladder; you'll chat with one.

Rates just dropped. Should I extend my duration?

Based on your current ladder, extending duration to 2 years would lock in an extra $450 in yield.

AI Bond Chatbot • Just now